Anytime the blended price of America’s 500 largest companies (S&P 500) drops by 34%, you know that there is something significantly wrong going on. This is the fourth time we have experienced this magnitude of decline in my thirty four year career and every time such an event comes around, we tend to surmise that, “this time it is different”. We conclude this because the details each crisis are fundamentally different from anything we have before faced.

“A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.” Winston Churchill

At retirement, once you have made thoughtful decisions about how to get the most out of your Social Security and pension the balance of your retirement income will have to come from you

We have shared other blogs with you that offer you some insight to the very temporary nature of a bear market as well as the illusion that equities are a dangerous place to invest. With these two blogs as a foundation, we would like to warn about certain types of investments that could really do serious damage to your retirement.

When looking for any professional advisor, it is important to be able to match their characteristics, temperament, client profile and experience level to your own profile. Would you like to learn from a retirement specialist who has worked with retirees for the last 30 year? Scott M.