Education Week

 

Scott M. Peterson, the founder of Peterson Wealth Advisors, has been a regular speaker at BYU’s Education Week for more than 10 years. 
For 2021’s BYU Education Week (August 16-20), Scott will be speaking Tuesday-Friday on various topics.


Mark P. Whitaker, a partner at Peterson Wealth Advisors, will also be presenting at Education Week. Mark will be presenting on various topics Tuesday-Friday. 

 

Below are Scott and Mark's Education Week schedules along with a summary of the presentations.

 

 

Scott Peterson: ‘The Retirement Income Plan: A Guide to Managing Your Money to Last Throughout Retirement’

Tuesday, 377 Clyde Building (CB), 9:50-10:45 a.m.

Recognizing Retirement Risks and Investment Fallacies So You Can Focus on What 'Really Matters' during Retirement 

Today’s retirees face unique challenges such as longevity, inflation, and investment management. However, the media portrays investments in a very different way than what academic research proves to be the best way to manage retirement funds. This false information leads us to what we call the ‘grand illusions’ of the investment world. On Tuesday Scott will debunk certain investment ‘grand illusions’ using academic research.

Wednesday, 377 Clyde Building (CB), 9:50-10:45 a.m.:

Commonsense Investing: What Actually Determines Investment Performance

In Wednesday’s class, Scott will discuss the three true determinants of investment growth: Asset Allocation(Time Horizon, Diversification, Propensity for Risk), Fees, and Investor Behavior. 

Thursday, 377 Clyde Building (CB), 9:50-10:45 a.m.:

The Retirement Income Plan: Creating a Perpetual Stream of Income to Last through Retirement

The goal for managing your investments throughout retirement is to provide an inflation adjusted stream of income that will last throughout retirement with the least amount of risk. To support this goal of making a retirement income plan, Scott will discuss the specific elements of creating a retirement income plan.

As the architect of the Perennial Income Model, Scott will also go over a time segmented retirement plan that will additionally help coordinate all income sources, works as a “bad luck” insurance policy, protects you from your older self, and will leave the surviving spouse with a plan to follow at death.

Friday, 377 Clyde Building (CB), 9:50-10:45 a.m.:

Maximizing Social Security Benefits and Minimizing Taxes During Retirement.

In Scott's final class at BYU Education Week, he will discuss taxes and Social Security when it comes to retirement.

Scott will also go over the best time to apply for Social Security benefits, how benefits are taxed, and how to potentially reduce the taxation of your Social Security benefits through charitable giving strategies.

Scott M. Peterson is the founder and principal investment advisor of Peterson Wealth Advisors. Scott has specialized in financial management for retirees for over 30 years. Scott is a regular presenter at BYU’s Education Week and speaks often at other seminars regarding financial decision making at retirement. He also literally wrote the book on retirement income: Plan on Living: The Retiree’s Guide to Lasting Income & Enduring Wealth.

 

 


 

Mark Whitaker: ‘Financial Considerations for Life’s Transitions: Making Informed Financial Decisions to Increase Your Capacity to Serve in the Next Phase of Life’

Tuesday, 206 Martin Building (MARB), 4:30-5:25 p.m.:

Financial Considerations for Senior Missionaries: Critical Information and Unique Planning Opportunities for Those Who Serve

During this presentation, Mark will discuss understanding special rules for health insurance, smart tax moves to make before and after serving your mission, and taking advantage of planning opportunities when it comes to preparing and serving a senior mission. 

Wednesday, 206 Martin Building (MARB), 4:30-5:25 p.m.:

Financial Considerations for Retiring Early

During Wednesday’s presentation, Mark will discuss what early retirees will need to consider such as investing, taxes, health insurance, and other important matters. 

Thursday, 206 Martin Building (MARB). 4:30-5:25 p.m.:

Financial Considerations for Retiring Professionals and Business Owners

If you have sold or are planning on selling your business, Mark will speak about turning the sale of your business into a stream of tax-efficient retirement income. He will also discuss how to enhance your ability to support important causes while selling your business. 

Friday, 206 Martin Building (MARB). 4:30-5:25 p.m.:

Financial Considerations after the Death of a Spouse

In Mark’s final class at Education Week, he will talk about avoiding costly mistakes and moving forward with confidence when it comes to a death of a spouse. 

Mark P. Whitaker is a financial advisor and partner with Peterson Wealth Advisors. Mark holds a bachelor's degree in Personal Financial Planning from Utah Valley University and a master's degree in Financial Planning from The College for Financial Planning. Mark served for 11 years in the Utah Army National Guard, including a deployment to Afghanistan. Mark loves his family and lives with his wife and children in Provo, Utah.