Academic research that guides our investment philosophy:

Why pay a financial planner to create and manage my retirement income plan?

• Value of a financial advisor
• Aging and financial decision making
• Plan on living longer

What truly determines investment success?

• The importance of asset allocation
• The importance of asset allocation

Why doesn’t market timing work?

• Market timing article
• Chasing performance
• Spiva Report

What effect do higher fees have on my investment results?

• Fee study
• Study on index investing