What is the Perennial Income Model?

We literally wrote the book on retirement income maximization and are constantly looking for new and better ways to maximize retirement income for our clients.

The Perennial Income Model is a common sense, goal oriented approach to investment management that is designed to help retirees manage short term income needs as well give them an opportunity to keep up with inflation throughout retirement.

Our Perennial Income Model matches the retiree’s investments with their future income needs.

Our Approach

Learn More

Our Services

Learn More

Our Resources

Learn More

Request a copy of our new book!

Plan on Living: The Retiree’s Guide to Lasting Income and Enduring Wealth addresses this question and many more about the management of retirement assets. The concepts taught within the pages of this book will demonstrate how a retirement income plan should be constructed and monitored to enable the retiree to transition a career’s worth of accumulations into a lifetime’s worth of income.

"You can be young without money, but you can’t be old without it."

— Tennessee Williams

"Money, which represents the prose of life, and which is hardly spoken of in parlors without an apology, is, in its effects and laws, as beautiful as roses."

— Ralph Waldo Emerson

"It's not what you don't know that hurts you. It's what you know that just ain't so."

— Satchel Paige

"Don't struggle to find the needle in the haystack. Just buy the haystack."

— Jack Bogle

"If past history is all there was to the [investment] game, the richest people in the world would be librarians."

— Warren Buffett

"Fear has a greater grasp on human action than does the impressive weight of historical evidence."

— Jeremy Siegel

"The big money is not in the buying and the selling, but in the sitting."

— Jesse Livermore

"Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Vegas." — Paul Samuelson

"Individuals who cannot master their emotions are ill-suited to profit from the investment process."

— Benjamin Graham

"The biggest investing errors come not from factors that are informational or analytical, but from those that are psychological."

— Howard Marks

"Until you can manage your emotions, don’t expect to manage money."

— Warren Buffett

"Wealth isn’t primarily determined by investment performance, but by investor behavior."

— Nick Murray

"Price is what you pay. Value is what you get."

— Warren Buffett

"Every successful investor I have ever known was acting continuously on a plan. Every failed investor I've ever known was reacting continually to current events." — Nick Murray

"If your financial house is in order, you can afford to be patient."

— Robert Bishop

"It is better to prepare than to predict."

— Hank Brock

"Buying at the bottom and selling at the top is usually done by liars."

– Bernard Baruch